benefit pension obligations
and expand your options
for pension de-risking
Deutsche Betriebsrenten Holding
DBR Holding takes over defined benefit pension obligations in the form of direct commitments (Direktzusagen) relating to former employees of German legal entities within national and international groups. Thus, DBR Holding makes pension buyouts also available for pension obligations in Germany – a market that has been established in the UK and the USA for more than ten years.
DBR Holding provides a company-specific solution to achieve the full and final release of defined benefit pension obligations and all current and future risks and charges relating to occupational pensions.
DBR Holding is a German group of companies owned by a German family, with a long tradition and proven track record over many generations of responsibly engaging in long-term oriented and sustainable businesses.
Benefits for
companies
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Elimination of significant non-core risks (longevity, inflation, interest rate, market)
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Strengthening of capital structure through balance sheet reduction with positive impact on rating and financing conditions
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Reduction of balance sheet volatility and enhancement of predictability of financial results
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Reduction of business complexity (administration and risk management) and elimination of legacy liabilities leading to increased ability to focus on core business
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Avoidance of M&A transaction issues
former employees
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Pension entitlements fully and irreversibly funded (often for the first time)
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Insolvency protection of pension assets through a contractual trust arrangement (CTA)
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No further exposure to business risks of the former employer, ensuring full future increases of pension benefitsn
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High service quality in pension administration through specialisation
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Protection by the German pension protection association (PSVaG)